46360 ZIP Code — Michigan City, IN
La Porte County, Indiana
ZIP code 46360 is located in Michigan City, Indiana, within La Porte County. It covers approximately 76.58 square miles and serves a population of 43,891 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 219.
About ZIP code 46360
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $144,500. Owner-occupancy sits near the national average at 69%.
Median household income is $58,215. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
43,891
population
76.58
sq mi land
Standard
ZIP type
Central (CT)
timezone
46360 ZIP code map
Cities in ZIP code 46360
Below are the cities the US Postal Service accepts for ZIP code 46360. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Michigan City | Acceptable |
| Michigan City | Preferred |
Nearby ZIP codes
46350 La Porte (7.8 mi)
46391 Westville (8.8 mi)
46304 Chesterton (9.8 mi)
49117 New Buffalo (10.1 mi)
49129 Union Pier (13.7 mi)
46371 Rolling Prairie (13.7 mi)
46382 Union Mills (15.3 mi)
49128 Three Oaks (16.3 mi)
46368 Portage (16.9 mi)
46383 Valparaiso (17 mi)
46365 Mill Creek (17.5 mi)
46390 Wanatah (18 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 43,891 |
| Population density | 573 / sq mi |
| State FIPS | 18 |
| County FIPS | 091 |
| Geography | |
|---|---|
| Land area | 76.58 sq mi |
| Water area | 2.48 sq mi |
| Latitude | 41.6796 |
| Longitude | -86.8682 |
| Timezone | Central (CT) |
| Area code | 219 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.9% | 44.5% | 42.9% |
| $50k – $100k | 33.7% | 32.6% | 32.7% |
| $100k – $200k | 13.4% | 20.0% | 19.8% |
| Over $200k | 3.0% | 2.9% | 4.5% |
Demographics & statistics
43,891
Population
573
People per sq mi
40.9
Median age
$58,215
Median household income
$32,615
Per capita income
$144,500
Median home value
$842
Median monthly rent
68.7%
Home ownership
17.5%
Poverty rate
5.9%
Unemployment
15,982
Housing units
22.2%
Bachelor's or higher
Age distribution
Male
Female
1,272
Under 5
1,196
1,411
5–9
1,328
1,201
10–14
1,130
1,145
15–19
1,078
1,570
20–24
1,477
2,935
25–34
2,762
2,665
35–44
2,508
2,498
45–54
2,350
1,397
55–59
1,315
1,869
60–64
1,758
2,700
65–74
2,540
1,404
75–84
1,320
547
85+
515
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,922 | 20.3% |
| 18 and over | 34,969 | 79.7% |
| 65 and over | 9,026 | 20.6% |
| Median age | 40.9 years | |
Race & ethnicity
White
66.4%
Black or African American
19.9%
Two or more races
5.9%
Hispanic or Latino
4.5%
Other race
2.1%
Asian
0.9%
American Indian / Alaska Native
0.2%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 30,520 | 66.4% |
| Black or African American | 9,166 | 19.9% |
| Two or more races | 2,721 | 5.9% |
| Hispanic or Latino | 2,088 | 4.5% |
| Other race | 959 | 2.1% |
| Asian | 393 | 0.9% |
| American Indian / Alaska Native | 104 | 0.2% |
| Native Hawaiian / Pacific Islander | 28 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.9% | 44.5% | 42.9% |
| $50k – $100k | 33.7% | 32.6% | 32.7% |
| $100k – $200k | 13.4% | 20.0% | 19.8% |
| Over $200k | 3.0% | 2.9% | 4.5% |
Under $10k
5.4%
$10k–$15k
5.5%
$15k–$25k
10.0%
$25k–$35k
9.5%
$35k–$50k
13.6%
$50k–$75k
18.0%
$75k–$100k
16.0%
$100k–$150k
12.3%
$150k–$200k
5.5%
$200k+
4.2%
| Range | % of households |
|---|---|
| Under $10k | 5.4% |
| $10k–$15k | 5.5% |
| $15k–$25k | 10.0% |
| $25k–$35k | 9.5% |
| $35k–$50k | 13.6% |
| $50k–$75k | 18.0% |
| $75k–$100k | 16.0% |
| $100k–$150k | 12.3% |
| $150k–$200k | 5.5% |
| $200k+ | 4.2% |
| Median income | $58,215 |
Housing
Home values
Under $50k
8.2%
$50k–$100k
21.6%
$100k–$150k
22.7%
$150k–$200k
17.7%
$200k–$300k
12.8%
$300k–$500k
10.1%
$500k–$1M
5.7%
$1M+
1.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $144,500 |
| Median rent / month | $842 |
| Owner occupied | 68.7% |
| Renter occupied | 31.3% |
| Vacant | 16.9% |
| Single-family detached | 73.9% |
| Large apartment buildings | 5.3% |
| Mobile homes | 3.7% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.31 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.4% |
| 2000–2009 | 7.0% |
| 1990–1999 | 8.8% |
| 1980–1989 | 8.6% |
| 1970–1979 | 14.2% |
| 1960–1969 | 13.7% |
| 1950–1959 | 16.6% |
| 1940–1949 | 5.8% |
| 1939 or earlier | 21.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.3% |
| 1 bedroom | 8.2% |
| 2 bedrooms | 29.4% |
| 3 bedrooms | 43.5% |
| 4 bedrooms | 14.3% |
| 5+ bedrooms | 3.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.9% |
| 1 vehicle | 38.4% |
| 2 vehicles | 37.8% |
| 3 or more | 16.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 85.3% |
| Electricity | 12.0% |
| Propane / LP gas | 1.6% |
| Fuel oil | 0.4% |
| Wood | 0.4% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,427 | 35.8% |
| Cohabiting couple | 1,496 | 8.3% |
| Male householder, no spouse | 3,616 | 20.1% |
| Female householder, no spouse | 6,411 | 35.7% |
| Households with children under 18 | 4,251 | 23.7% |
| Households with seniors (65+) | 6,718 | 37.4% |
| Average household size | 2.29 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.8% | 29.1% |
| Married | 41.1% | 38.9% |
| Separated | 0.8% | 1.6% |
| Widowed | 3.4% | 12.5% |
| Divorced | 15.9% | 18.0% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
7.3%
HS graduate
38.2%
Some college, no degree
21.1%
Associate's degree
8.3%
Bachelor's degree
13.9%
Graduate / professional
8.4%
| Metric | % |
|---|---|
| HS diploma or higher | 89.8% |
| Bachelor's or higher | 22.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 509 | 6.2% |
| Kindergarten | 586 | 7.1% |
| Elementary school | 3,928 | 47.8% |
| High school | 1,781 | 21.7% |
| College / grad school | 1,414 | 17.2% |
Employment
Industry of employment
Manufacturing
19.3%
Education & healthcare
18.7%
Retail trade
14.7%
Arts, food & hospitality
10.8%
Professional & management
9.0%
Construction
6.3%
Transportation & utilities
5.6%
Other services
4.3%
Finance & real estate
4.1%
Public administration
3.0%
Wholesale trade
2.4%
Information
1.2%
Agriculture & mining
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 28.1% |
| Service | 19.2% |
| Sales & office | 21.3% |
| Natural resources & construction | 8.8% |
| Production & transportation | 22.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.1% |
| Government | 10.2% |
| Self-employed | 4.5% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 81.8% |
| Carpool | 7.5% |
| Public transit | 2.3% |
| Walk | 1.2% |
| Work from home | 6.1% |
| Other means | 1.0% |
| Avg commute (minutes) | 23.0 |
Poverty
All people
17.5%
Under 18 years
30.4%
18 and over
13.9%
Married-couple families
3.2%
Female-led households
35.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 41.0% |
| Retirement income | 30.8% |
| Supplemental Security | 6.4% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 13.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 40.9% |
| High blood pressure | 40.9% |
| High cholesterol | 35.7% |
| Diabetes | 13.9% |
| Heart disease | 7.7% |
| Stroke | 4.0% |
| Asthma | 10.8% |
| Arthritis | 28.9% |
| Kidney disease | 3.5% |
| Pulmonary disease | 9.5% |
| Cancer | 6.7% |
| Behavior / access | % |
|---|---|
| Smoking | 25.3% |
| Binge drinking | 14.1% |
| No physical activity | 30.8% |
| Less than 7 hrs sleep | 39.2% |
| Depression | 22.0% |
| Fair or poor health | 20.5% |
| Poor mental health | 16.0% |
| Poor physical health | 13.4% |
| No health insurance | 15.9% |
| Visited doctor (checkup) | 76.4% |
| Visited dentist | 56.8% |
| Cholesterol screening | 88.2% |
| Teeth loss | 18.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,556 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 14.0% |
| Under 18 | 3.9% |
| 18–64 years | 12.0% |
| 65 and over | 30.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 60.5% |
| Public insurance | 48.5% |
| No insurance | 6.7% |
| Uninsured under 19 | 5.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 41,423 | 94.4% |
| Spanish | 408 | 1.0% |
| Other Indo-European | 153 | 0.4% |
| Asian & Pacific Islander | 117 | 0.3% |
| Other languages | 112 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 42,703 | 97.3% |
| Born in same state | 42,393 | 96.6% |
| Born in different state | 29,655 | 67.6% |
| Foreign born | 310 | 0.7% |
| Naturalized citizen | 1,188 | 2.7% |
| Not a US citizen | 822 | 69.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 4,731 | 10.8% |
| French | 3,288 | 7.5% |
| Arab | 1,314 | 3% |
| English | 849 | 1.9% |
| Norwegian | 423 | 1% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 314 | 0.7% |
| Irish | 166 | 0.4% |
| German | 93 | 0.2% |
| Dutch | 60 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.9% |
| Internet access | 91.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46360
What city is ZIP code 46360 in?
ZIP code 46360 is primarily assigned to Michigan City, Indiana.
What county is ZIP code 46360 in?
ZIP code 46360 falls within La Porte County, Indiana.
What is the poverty rate in ZIP code 46360?
18% of residents in ZIP code 46360 live below the poverty line, above the national average.
Does ZIP code 46360 have a large retiree population?
41% of households in ZIP code 46360 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46360?
The median home value in ZIP code 46360 is $144,500.
What is the population of ZIP code 46360?
ZIP code 46360 has an estimated population of 43,891 residents, with a density of 573 people per square mile.
What timezone is ZIP code 46360 in?
ZIP code 46360 observes the CST timezone.